Iibf X TaxmannS Bankers Handbook On Credit Management Comprehensive Guide For Bankers In Managing Credit Portfolios With Pr

The Bankers Handbook On Credit Management Is Developed To Address The Unique Skill Requirements Of Banking Professionals In Managing Credit Portfolios. This Book Offers Insights Into The Credit Function, Supplemented By Practical Examples, A Rundown Of Regulatory Guidelines, Etc.The Focus Areas Of This Handbook Revolve Around The Credit Operations Of Commercial Banks And Delve Into: An Introduction To And Overview Of Credit Analysis Of Financial Statement Working Capital Management Other Credits Monitoring, Supervision/FollowUp, And Management Of Impaired Assetsemphasis Is Placed On RealWorld Applications Of Credit Management Concepts And Functions. To Ensure The Reader Is WellEquipped With The Latest Knowledge, This Book Incorporates The Recent Developments And Guidelines In The Field.This Book Is Not Only The Recommended Courseware For The IibfS Certified Credit Professional Course, Recognized By The Reserve Bank Of India & Indian Banks Association For Enhancing The Skills Of Banking Professionals, But Also An Invaluable Asset For Anyone Intrigued By The Nuances Of Bank Credit Functions Within India.The Present Publication Is The 3Rd Edition, Updated By P.D. Sankaranarayanan (Former Assistant General Manager State Bank Of India) And Vetted By D. Srinivasan (Former Deputy General Manager & Faculty | Training College Indian Bank). Taxmann Exclusively Publishes This Book For Iibf With The Following Coverage: Module A Introduction & Overview Of CreditO Principles Of LendingO Credit PolicyO Types Of Borrowers & Types Of Credit FacilitiesO Credit DeliveryO Credit AppraisalO Credit RatingO Capital Adequacy (Credit Risk Standardized Approach & Advanced Approached) Probability Of Default Exposure At Default Loss Given DefaultO Importance & Application Of Raroc (Risk Adjusted Return On Capital) Module B Analysis Of Financial StatementsO Analysis Of Financial StatementsO NonFinancial Risk Analysis & Macroeconomic FactorsO Project Appraisal/Term Loan AppraisalO Credit Risk Analytics & Credit Scoring Models Module C Working Capital ManagementO Working Capital Assessment (Including Factoring, Bill Financing, Etc., As SubLimits)O NonFundBased Credit Facilities Module D Other CreditsO Export FinanceO Priority Sector Lending/Government Sponsored Schemes/Nabard SchemesO Retail LoansO Forward Exposure Limit & PreSettlement RiskO Structured Finance OptionsO Alternative Source Of FundingO Digital FinanceP2P Lending Via FintechO Green Finance Module E Monitoring, Supervision/FollowUp & Management Of Impaired AssetsO DocumentationO Types Of ChargesO FollowUp, Supervision & Credit Monitoring Periodic Scrutiny Of Exception Reports Ai/Ml Based Analytics Tools To Analyze The Transaction To Predict Likely To DefaultO Resolution Of Stressed AssetsO Fair Practices Code On LenderS LiabilityO Insolvency & Bankruptcy Code (Ibc), 2016 [Including All Amendments & Top Five Judgements]O Fraud Risk Management In Credit Early Warning Signals [Annexure 16/3 Of Current Book] Red Flagging Of Accounts Identification & Reporting Of Fraud Forensic Audit Wilful Defaulters NonCooperative Borrowers Fugitive Economic Offender Look Out Circular Criminal Offenses And Investigative Agencies